Title services – Smart vision

Title Service

What is a title search

A Title Search is a search of public records usually to verify ownership and uncover liens (debts) attached to real estate. Title searches are most often conducted by an experienced professional called an abstractor or title searcher.

The most common reason a title search is conducted is for the purpose of uncovering any unknown liabilities as a result of ownership unknowns and unresolved debts that have been linked to a certain property. The title search is often used by a title insurance company to insure against any losses incurred through property ownership as a result of any unknown debts, ownership misrepresentation, and other factors.

Other reasons why a title search might be conducted include a homeowner interested in seeing if there are any unknown debts attached to their home, an investor or buyer interested in uncovering what hidden liabilities they might incur when purchasing a property, or any other individual or entity interested in what information might be publicly filed on or against a property.

Common things revealed by a title search:

1. True owner on record

A Current Owner Search is a search that provides the current vesting deed and all deeds leading back to the most recent out-of-family deed that is at least 24 months old. Also included are copies of any open mortgages and assignments against the current owners, any judgments and liens against the current owners, and also tax assessment and current tax information including any delinquencies.

A Two Owner Search is a search that provides the current vesting deed and all deeds leading back to the prior owner’s warranty deed (two full value, warranty deeds will usually be included in the search). Also included are copies of any open mortgages and assignments against any owners found, any judgments and liens against those owners, and also tax assessment and current tax information including any delinquencies.

A Full Search is a search that provides the current vesting deed and all prior deeds leading back 40 years or to a developer. Also included are copies of any open mortgages and assignments against any owners who have had ownership of the property in the past 40 years, any judgments and liens against those same owners, and also tax assessment and current tax information including any delinquencies.

Value (most commonly money) offered for the property
Any open mortgages and assignments (whether or not the mortgage was re-sold to another lender)
Any open liens/judgments (most common are for unpaid taxes, foreclosure actions, unpaid repairs/construction)
Tax and assessment information (what taxes were paid and owed; the value of the property assessed for taxation purposes) .

Place a title order

Name :

Firm name :

Address 1:

Address 2:

City :

State :

Zip code :

Email address :

Phone number :

Fax number :

For this transaction I’m the : Buyer’s attorney

(in drop) Seller’s attorney

Lender’s attorney

Buyer

Seller

Lender

Broker

Other

About our outsourcing :

Smart vision title search established in 2023, we are a leading knowledge process outsourcing (KPO) and Business process Outsourcing (BPO) services provider have a branch in india. We adopt an uncompromising approach towards quality focusing all our energies on earning customer loyalty by providing services that are of the highest quality and greatest value.

We are powered by a pool of talented consulting professionals across enterprise solutions. The services span different aspects of knowledge and business process outsourcing solutions. We have a team of well experienced professionals who bring in specialized capabilities to handle the wide spectrum of the service industry and are capable of providing unique solutions to the customers problems. These factors make us one of the best global services providers for outsourcing the needs of the customer. Our professional setup goes beyond offering you considerable cost efficiencies and swift turn around. We also provide you with a highly knowledgeable and experienced group of industry veterans and experts, focused on offering you the requisite quality and accuracy in the projects. This makes us a valuable proposition to our clients.

Our values

Integrity :

Always dealing with our clients and our colleagues in a fair and ethical manner, gaining trust through our actions.

Knowledge:

The value we place on our ability to develop leaders and the need to continually grow our collective technical expertise to meet the needs of ever more sophisticated clients.

Service:

Encompasses the concept of quality in everything we do, having a service mindset when dealing with clients and demanding a lot of ourselves.

Respect :

Respect for one another in the office will lead to greater productivity and staff satisfaction, which should result in lower turnover.

Leadership:

Leadership both within the firm with respect to developing our next generation of leaders and within our market segment with respect to being recognized by current and prospective clients as a firm that is the leading expert in the field.

Enthusiasm

Employing and nurturing staff with a passion for providing the highest level quality service of our clients.

A committed, trusted partner focused on transforming healthcare outcomes through technology and knowledge.